Paulding Church of the Nazarene

FT employees can participate in a traditional 403(b), a Roth 403(b), or both. These plans allow qualifying participants to enjoy such advantages as:​

• A 3% dollar for dollar employer match for all FT employees, with additional matches up to $2,500 annually for pastors.

• A full spectrum of investment options with an opportunity to participate in some of the best individual mutual funds from the top families of funds with proven track records

• Contributions are immediately 100 percent vested—no matter their source.

• Traditional 403(b) salary deferrals and employer contributions are made pretax, allowing savings to grow faster.

• Roth 403(b) salary deferrals are made after tax, but may be received tax-free in retirement and passed on to a spouse or other heirs tax-free.

• Traditional 403(b) distributions for pastors at retirement may be received as tax-free housing allowance, subject to IRS limits.

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Information Links:​

FAQ - Traditional 403(b) vs. Roth 403(b) - IRS Information on Roth Contributions - Understand Pastoral Match Video

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Enrollment Links:

Enrollment Form

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Management Links:

Employer Admin Portal - Manage Your Retirement Account - E Learning Resources - Quarterly Performance Report